About a year ago I started investing in the stock market with a friend of mine, James, whom I have known since kindergarten. It’s often said that the earlier one learns how to effectively manage money, the better it will be for his or her financial health in the future. I currently attend a military institution, and as such virtually everything from room and board to three square meals a day is provided for me, thereby giving me an excellent opportunity to learn about investing while incurring zero risk to the stability of my lifestyle.